{"id":325,"date":"2019-08-10T22:44:37","date_gmt":"2019-08-10T19:44:37","guid":{"rendered":"https:\/\/fedsigorta.com\/?page_id=325"},"modified":"2022-08-03T14:53:09","modified_gmt":"2022-08-03T11:53:09","slug":"otomatik-katilim","status":"publish","type":"page","link":"https:\/\/www.fedsigorta.com.tr\/?page_id=325","title":{"rendered":"Otomatik Kat\u0131l\u0131m"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"325\" class=\"elementor elementor-325\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a12394c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a12394c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b102e18\" data-id=\"1b102e18\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63c1b4f elementor-widget elementor-widget-button\" data-id=\"63c1b4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fedsigorta.com.tr\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ana Sayfa<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e29f627 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"e29f627\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInDown&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"565\" height=\"365\" src=\"https:\/\/www.fedsigorta.com.tr\/wp-content\/uploads\/2022\/08\/otomatik-bes.jpg\" class=\"attachment-2048x2048 size-2048x2048 wp-image-1150\" alt=\"\" srcset=\"https:\/\/www.fedsigorta.com.tr\/wp-content\/uploads\/2022\/08\/otomatik-bes.jpg 565w, https:\/\/www.fedsigorta.com.tr\/wp-content\/uploads\/2022\/08\/otomatik-bes-300x194.jpg 300w\" sizes=\"100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a063f1d elementor-widget elementor-widget-text-editor\" data-id=\"1a063f1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p><b>OTOMAT\u0130K KATILIM S\u0130STEM\u0130<\/b><\/p><p>Bireysel Emeklilik Sistemi&#8217;nde kapsaml\u0131 de\u011fi\u015fiklikler ve do\u011frudan devlet katk\u0131s\u0131 sistemi getiren &#8220;Bireysel Emeklilik Tasarruf ve Yat\u0131r\u0131m Sistemi Kanunu ile Baz\u0131 Kanun ve Kanun H\u00fckm\u00fcnde Kararnamelerde De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanun&#8221; 29 Haziran 2012 tarih ve 28338 say\u0131l\u0131 Resmi Gazete&#8217;de yay\u0131mlanarak kanunla\u015fm\u0131\u015ft\u0131r. Kanun, ba\u015fta devlet katk\u0131s\u0131 uygulamas\u0131 olmak \u00fczere mevcut Bireysel Emeklilik Sistemi&#8217;ne \u00f6nemli de\u011fi\u015fiklikler getirmi\u015ftir<\/p>\n<p><\/p>\n<p><\/p>\n<p>\u2022Otomatik Kat\u0131l\u0131m, 45 ya\u015f alt\u0131nda olan ve \u00f6zel sekt\u00f6rde veya kamu sekt\u00f6r\u00fcnde \u00e7al\u0131\u015fan veya \u00e7al\u0131\u015fmaya ba\u015flayacak ki\u015filerin, otomatik olarak Bireysel Emeklilik Sistemi&#8217;ne (BES) d\u00e2hil edildi\u011fi bir uygulamad\u0131r.1 Ocak 2017&#8217;de hayata ge\u00e7en Otomatik Kat\u0131l\u0131m uygulamas\u0131na d\u00e2hil olan her i\u015fverenin kanunen, bir emeklilik \u015firketi ile s\u00f6zle\u015fme yaparak kriterlere uyan \u00e7al\u0131\u015fanlar\u0131n\u0131 bu plana d\u00e2hil etme zorunlulu\u011fu bulunuyor. \u2022Otomatik Kat\u0131l\u0131m sistemine dahil edilen \u00e7al\u0131\u015fanlar\u0131n, her ay prime esas kazan\u00e7lar\u0131n\u0131n veya emeklilik kesene\u011fine esas ayl\u0131klar\u0131n\u0131n minimum %3&#8217;\u00fcne kar\u015f\u0131l\u0131k gelen tutar, Otomatik Kat\u0131l\u0131m planlar\u0131na aktar\u0131l\u0131r. \u00c7al\u0131\u015fanlar, sistemde kald\u0131k\u00e7a devlet katk\u0131s\u0131 gibi avantajlardan da faydalanarak emeklili\u011fe y\u00f6nelik ek tasarruf yapma imkan\u0131 elde ederler. G\u00f6n\u00fcll\u00fcl\u00fck esas\u0131na dayal\u0131 olan uygulamada, \u00e7al\u0131\u015fanlar dilerse 2 ay i\u00e7erisinde herhangi bir kesinti olmadan sistemden \u00e7\u0131k\u0131\u015f yapabilir.<\/p>\n<p>. 45 ya\u015f \u00fczerinde siteme kat\u0131lmak isteyen kat\u0131l\u0131mc\u0131lar\u0131n ayr\u0131ca \u015firketlerine bildirmeleri gerekmektedir.&nbsp;<\/p>\n<p>&nbsp;\u2022Tasarrufu bireysel ve ulusal \u00f6l\u00e7ekte yayg\u0131nla\u015ft\u0131rmay\u0131 hedefleyen Otomatik Kat\u0131l\u0131m ile ekonomiye de uzun vadeli kaynak sa\u011flay\u0131p dalgalanmalar\u0131n \u00f6nlenmesine katk\u0131da bulunmas\u0131 bekleniyor.<\/p>\n<p><\/p>\n<p><\/p>\n<p><strong>Otomatik Kat\u0131l\u0131m S\u00f6zle\u015fmelerinde Devlet Katk\u0131s\u0131<\/strong><\/p>\n<p><\/p>\n<p><\/p>\n<p>\u0130\u015fvereniniz taraf\u0131ndan Otomatik Kat\u0131l\u0131m&#8217;a dahil edildiyseniz, size g\u00fczel bir haberimiz daha var! Otomatik Kat\u0131l\u0131m s\u00f6zle\u015fmeleri i\u00e7in devlet katk\u0131s\u0131 \u00fcst<br>s\u0131n\u0131r\u0131, bireysel emeklilik s\u00f6zle\u015fmelerinin devlet katk\u0131s\u0131 limitinden ayr\u0131 hesaplanacak.<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-263efb1 elementor-widget elementor-widget-button\" data-id=\"263efb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fedsigorta.com.tr\/?page_id=8\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Finansal Dan\u0131\u015fmal\u0131k Hizmeti \u0130\u00e7in \u0130leti\u015fime Ge\u00e7in<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Ana Sayfa OTOMAT\u0130K KATILIM S\u0130STEM\u0130 Bireysel Emeklilik Sistemi&#8217;nde kapsaml\u0131 de\u011fi\u015fiklikler ve do\u011frudan devlet katk\u0131s\u0131 sistemi getiren &#8220;Bireysel Emeklilik Tasarruf ve Yat\u0131r\u0131m Sistemi Kanunu ile Baz\u0131 Kanun ve Kanun H\u00fckm\u00fcnde Kararnamelerde De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanun&#8221; 29 Haziran 2012 tarih ve 28338 say\u0131l\u0131 Resmi Gazete&#8217;de yay\u0131mlanarak kanunla\u015fm\u0131\u015ft\u0131r. Kanun, ba\u015fta devlet katk\u0131s\u0131 uygulamas\u0131 olmak \u00fczere mevcut Bireysel Emeklilik &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.fedsigorta.com.tr\/?page_id=325\" class=\"more-link\">Okumaya devam et<span class=\"screen-reader-text\"> &#8220;Otomatik Kat\u0131l\u0131m&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-325","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.fedsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages\/325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fedsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.fedsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.fedsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fedsigorta.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=325"}],"version-history":[{"count":27,"href":"https:\/\/www.fedsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages\/325\/revisions"}],"predecessor-version":[{"id":1159,"href":"https:\/\/www.fedsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages\/325\/revisions\/1159"}],"wp:attachment":[{"href":"https:\/\/www.fedsigorta.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}